Terms and Conditions of Use
These Terms and Conditions apply to all users of nexoslumiva.com as of October 11, 2025. Use of the website or services indicates acceptance of the rules below so please review carefully before continuing.
October 11, 2025
User Agreement Acceptance
By accessing or using this website and its services, you agree to comply with and be bound by these Terms and Conditions. If you do not accept, you must stop using the website immediately.
Definitions
Key terms used throughout these Terms and Conditions are described as follows:
‘Website’ refers to nexoslumiva.com and all subpages operated by the service provider.
‘Services’ means financial consultations or materials delivered by nexoslumiva.
‘User’ includes any individual accessing, viewing, or otherwise interacting with site content or services.
‘Terms’ cover all rules, disclaimers, and notices presented here.
Permitted Usage of Services
Use this website solely for information and consultation purposes. Unauthorised reproduction, data scraping, or publication of material is strictly prohibited.
Eligibility
To use our services, you must be an Australian resident aged 18 years or older with capacity to enter into agreements under local law.
Not available to users under 18.
User Responsibilities
You are responsible for complying with all site rules and any applicable laws.
Prohibited Uses
Certain activities are not permitted on this site.
Intellectual Property Policy
All site text, graphics, branding, and other materials are protected under Australian intellectual property law. You may not reproduce, share, or adapt site content except as authorised by law or with our written consent.
User Content Rules
By submitting content, you grant us rights to use it for communication or service improvement purposes only. We may remove submissions that violate these terms without notice.
User Content Rights
You are responsible for ensuring your content does not infringe the rights of others, and for securing permissions as needed.
User Privacy and Data Protection
Your privacy is governed by our Privacy Policy. We handle your information strictly in compliance with Australian law—see the separate policy for full details.
View Privacy PolicyDisclaimers and Service Limitations
Your use of this site is at your own risk and no guarantee is provided for service outcomes or information.
Important Warnings
Results may vary. No content on this website should be interpreted as specific legal, tax, or financial advice for individual situations.
Limitation of Our Liability
To the maximum permitted by law, we are not responsible for losses, damages, or disruptions experienced through website use, or reliance on our materials.
Indemnification
You agree to indemnify nexoslumiva for claims, damages, or loss resulting from violation of these terms or misuse of the service.
Dispute Resolution Process
Disputes will be resolved under Australian law and in good faith.
Arbitration
Certain claims may be resolved through binding arbitration in Australia, subject to conditions stated by law.
This does not exclude consumer rights under Australian consumer protection law.
Online Dispute Resolution
Users in the EU may seek redress via the European Commission ODR platform for disputes with online service providers.
Learn about dispute optionsSeverability
If any section is found unenforceable, it does not affect the validity of remaining terms.
Entire Agreement
These Terms form the full agreement between you and nexoslumiva, superseding prior understandings related to website use.
Applicable Law and Venue
All claims and proceedings must be brought under jurisdiction of Australian courts, following local statutes and standards.
Termination
We may suspend or terminate your access if you violate these terms. You must cease use immediately if notified of termination.
Policy Modifications
We may update these Terms at our discretion. Updates take effect once published on this website.
Contact Us
For questions regarding these Terms, please use the contact details below.
Contact email: content@nexoslumiva.com
Phone number: +61 2 0379 7160
Office address: 365 Little Collins St, Melbourne, VIC 3000 Australia
Effective from date: October 11, 2025
Version: v3